LED BY THE HEART, GUIDED BY EXPERTS

60 Years Of Touring

Expert Direction & Local Flavours

A Service You Can Count On

Your Money is 100% Protected

Grand Tour of Canada & the Rocky Mountaineer with Vancouver add-on

From £6,673
Duration 19 Days
Departures from: May 2025 - Sept 2026
Book now
From £6,673
Duration 19 Days
Departures from: May 2025 - Sept 2026

Tour Overview

This is the ultimate journey through Canada as you make your way from Montreal to Vancouver. Sightseeing begins with a tour of Quebec City, where highlights include the Plains of Abraham battle site. In Montreal, discover a wealth of historic buildings, with the most iconic the magnificent Notre-Dame Cathedral, before arrival in the capital, Ottawa. En route to Toronto enjoy a cruise of the 1000 Islands, then take in the splendour of the awesome Niagara Falls. Set in the glorious Rocky Mountains, your next destination is Banff, whose national park is home to snow-capped peaks, sparkling lakes and impressive wildlife. Equally impressive is gorgeous Lake Louise, often described as one of the most beautiful places in Canada. Vancouver is next, and you'll reach this exceptional city on a two-day journey aboard the iconic Rocky Mountaineer train. Visit Vancouver Island and Whistler before ending your tour in Vancouver.
  • Classic Touring
  • Scenic Train

Your Holiday Includes

  • Return flights from London
  • 17 nights in great quality hotels plus 1 night in flight
  • 5 meals: 3 breakfasts, 2 lunches and welcome drink
  • Scenic Train: 2-day half-board rail journey in SilverLeaf Service on board the Rocky Mountaineer (Crew gratuities included).
  • Travelsphere Holiday Director and Specialist Local Guide
  • Overseas transfers, other transportation and porterage

Included Holiday Highlights

  • Quebec City, the only walled city in Canada
  • Explore Montreal with the iconic Notre-Dame Cathedral
  • City tour of Ottawa, the nation's capital
  • Tour of Toronto, Canada's premier city
  • 1000 Islands sightseeing cruise
  • See the sights of Toronto on a city tour
  • Enjoy breathtaking views of the famous Niagara Falls
  • Visit Niagara-on-the-Lake
  • Tour of Banff National Park
  • Lake Louise, one of Canada's most beautiful sights
  • Step aboard the iconic Rocky Mountaineer for a two-day journey
  • Vancouver and Stanley Park with its famous totem poles
  • Victoria, the capital of British Columbia
  • Vancouver Island's beautiful Butchart Gardens
  • Incredible views from Malahat Skywalk on Vancouver Island
  • Learn about Canada's First Nations at Squamish Lil'wat Cultural Centre

Itinerary

Day 1 UK - Montreal

Your epic Canadian adventure begins with a flight to Montreal. On arrival, we'll drive you to your well-positioned hotel where you can settle in and explore at leisure.

Day 2 Montreal

Today your sightseeing starts in earnest when you will discover the highlights of Montreal on a sightseeing tour. Located in the French-speaking province of Quebec, Canada's second-largest city was named after Mount Royal, the triple-peaked hill at its heart. It boasts a wealth of 17th-century buildings, beautiful gardens, bustling street markets and open-air cafés, with its most iconic sight probably the magnificent Notre-Dame Cathedral. An afternoon at leisure gives you the chance to explore at your own pace.

Day 3 Montreal - Quebec City

This morning we'll move on to Quebec City. Founded by a French explorer in 1608, the city stands proud on the banks of the St Lawrence River and is the only walled city north of Mexico. Inside the fortifications narrow streets lead to an array of historic buildings and as we explore the UNESCO-listed historic district, you’ll feel like you have travelled back to Europe. We’ll see highlights including the iconic Château Frontenac, a picturesque castle built as a hotel in the late 19th century, the Cathedral-Basilica of Notre-Dame and the star-shaped fortress, La Citadelle. Outside the city walls, we'll head to the Plains of Abraham battle site. Now a vast and spectacular park, this is where the British fought the French for control of Canada in 1759. To round off our tour, we’ll take in stunning views of the St Lawrence River from Dufferin Terrace, a wooden promenade that wraps around the Château Frontenac high above the river. From here you can also take in the incredible beauty of the Laurentian Hills. The evening is spent at leisure in this magical city.

Day 4 Quebec City - Ottawa

This morning we will head to the country's capital, Ottawa, and get our bearings on a tour when we arrive. Highlights include the impressive National War Memorial and the Tomb of the Unknown Soldier in Confederation Square, the beautiful grounds of Parliament Hill, the Rideau Canal and ByWard Market. After settling in at the hotel, you have a free evening in this great city, so why not enjoy dinner at one of the restaurants close to the hotel.

Day 5 Ottawa - Toronto

This morning we will leave Ottawa and drive south to the St Lawrence River where it forms the border between Canada and the USA. Here we find the stunning 1000 Islands, a stretch of over 50 miles of water that’s home to no less than 1864 islands. We will explore the spectacular scenery and serene beauty of this unique archipelago on a sightseeing cruise before continuing our journey to Toronto.

Day 6 Niagara Falls

Your day begins with a visit to Niagara-on-the-Lake, a picturesque 19th-century village in the heart of a wine-making region. Take a stroll along historic Queen Street to discover unique boutiques and cafés or visit Fort George to learn about its role in defending Canada against attack.

Next, we're going to head to one of the greatest sights in the New World, the incredible Niagara Falls. Comprised of three separate waterfalls, Horseshoe Falls, American Falls and Bridal Veil Falls, you’ll have plenty of free time to explore and can choose how you want to view these thundering waters. At the Table Rock Centre, you can enjoy incredible close-up views and experience the spray of the falls from dry land. If you’re happy to get wet, a thrilling boat ride will take you right into the mist to experience the power of the falls from the river below. Another option is the incredible 'Journey Behind the Falls' which gives you access to viewing portals positioned behind the cascade of water and observation decks at the bottom of the falls.

Day 7 Toronto - Banff

Today you’re heading west to the Rocky Mountains. We'll fly to Calgary and then continue our journey by road. Travelling through some spectacular scenery, we’re heading to the vibrant town of Banff which nestles high in the mountains and is surrounded by dramatic peaks.

Day 8 Banff

We’ll tour Banff National Park today, where staggering views appear at every turn. Snow-capped mountains, crystal-clear lakes, sparkling streams and swathes of forest are just some of the attractions in this stunning destination. The wildlife is equally as impressive, so look out for black and grizzly bears, wolves, elk and deer on land, then keep your eyes peeled for eagles, hawks and ospreys in the sky. There's plenty to see and do during your free time in Banff, perhaps take a scenic walk along the town’s trails, browse the shops for souvenirs or relax in the soothing waters of the Banff Upper Hot Springs. If you prefer organised sightseeing, our optional excursions include a cable car ride to the top of Sulphur Mountain and an unforgettable helicopter flight over the Rockies.

Day 9 Lake Louise

Today we are going to the breathtaking Lake Louise, a glacial, jade-green lake set high in the mountains. Surrounded by dramatic, soaring peaks, it is described as one of Canada's most beautiful locations, so be sure to have your camera ready. There are easy walking trails to explore if you want to appreciate the beauty of the lake from a different viewpoint.

Day 10 Rocky Mountaineer

A once-in-a-lifetime journey begins this morning as you step aboard the iconic Rocky Mountaineer train. Sit back, relax, and take in the stunning views as you travel in style through the Canadian Rockies, navigating tunnels and mountain passes on your way to Kamloops. You’ll enjoy SilverLeaf service, which includes seating in a single-level domed coach with oversized windows, giving you great viewing opportunities. Meals, snacks and drinks are all served at your seat, so all you have to do is enjoy. If you wish, you can upgrade to GoldLeaf service and have access to an exclusive outdoor viewing platform and a private dining room. You'll disembark the train in Kamloops and stay in a hotel overnight.

Meals included: B,L

Day 11 Rocky Mountaineer

Another exciting day begins as you board the Rocky Mountaineer this morning and travel to the beautiful city of Vancouver. Take your seat and enjoy more sublime views as you travel alongside the Thompson River and through the dramatic canyons of the Fraser River. Keep a lookout for grizzly bears too as you enjoy a fascinating commentary from your onboard hosts.

Meals included: B,L

Day 12 Vancouver

Set amongst spectacular natural scenery, the cosmopolitan city of Vancouver is surrounded by coastal waters, lush green forests and majestic snow-capped mountains. Today, a sightseeing tour will introduce you to its many highlights including the historic Gastown district, bustling Chinatown and Stanley Park, one of the world's biggest and best urban parks. Now you have your bearings, this afternoon is at leisure. You could explore what culinary treats are on offer at Granville Island’s Public Market, check out a museum or head to one of the large shopping malls for some retail therapy.

Alternatively, you can join an optional excursion to Vancouver’s Northshore. Here you'll see the spectacular Capilano Suspension Bridge and have the chance to take the cable car up Grouse Mountain for breathtaking views of the city, Vancouver Island and the snow-capped mountains of Washington State.

Day 13 Vancouver - Victoria

We're heading away from the mainland today, to spend two nights in Victoria on Vancouver Island, which we reach by ferry and an onward drive. When we arrive, we'll head off to the famous Butchart Gardens, considered to be one of the most spectacular floral show gardens in the world. Established on the site of a former limestone quarry, the displays include an impressive collection of roses, and plants from as far afield as Japan and the Mediterranean.

Victoria is the capital of British Columbia and is often said to resemble an old English town, with its narrow streets and grand buildings. We’ll see its highlights on an included sightseeing tour this afternoon.

Day 14 Victoria at Leisure

You can soak up Victoria's old-world charm at your own pace today as you explore at leisure. Maybe you’ll head to the renowned Royal BC Museum or visit one of the city’s craft breweries for a tasting. If you’re a wildlife enthusiast, you won’t want to miss today’s optional whale-watching excursion. The waters around Vancouver Island offer the ideal opportunity to get closer to the delights of the natural world and there's a chance you'll see orca, or killer whales, in their natural environment.

Day 15 Victoria - Whistler

As we leave Victoria behind, we’ll visit Vancouver Island’s incredible Malahat Skywalk, a wooden treetop walkway leading to a spiral tower. Rising 250 metres above sea level, the tower offers incredible, panoramic views over forest-clad mountains and the inlets of the Salish Sea. Along the way, you’ll learn about the nature, culture, and history of Vancouver Island and the more adventurous can opt to descend from the tower on a thrilling spiral slide!

Later, after taking the ferry back to the mainland, we’ll drive through stunning scenery on the Sea-to-Sky highway and make our way to the mountain resort of Whistler.

Day 16 Whistler - Vancouver

This morning, you’ll learn about the cultural history of Whistler’s Indigenous people at the Squamish Lil'wat Cultural Centre, a museum, art gallery and café. Located on the shared territories of the Squamish and Lil'wat Nations, the centre shares and celebrates the traditions of these two unique communities. It also provides youngsters who live on nearby reserves with valuable employment and training opportunities.

Finally, we’ll have one more chance to soak up Canada’s spectacular scenery as we drive back Vancouver and transfer to your hotel for a two night stay.

Meals included: B

Day 17 Vancouver

Vancouver is a coastal seaport on the mainland of British Columbia. Make the most of you extra time here and explore at your own pace and leisure. You may wish to board a hop-on-hop-off bus as they stop at all the main attractions. After a busy day, why not enjoy a locally inspired meal.

Day 18 Vancouver - UK

Today you will transfer to the airport for your flight back to the UK

Day 19 UK

After an unforgettable trip, you'll arrive back in the UK today.



  1. An Unforgettable Journey

    A two-day rail journey aboard the luxurious Rocky Mountaineer, is surely the most spectacular way to immerse yourself in the Canadian Rockies. Discover more about this incredible adventure and hear from three travellers who have experienced this amazing journey for themselves.

Accommodation (as specified or similar)

Hotel Le Cantlie Suites

The Hotel Le Cantille Suites, located in the heart of Montreal, steps away from the peel metro station, offering perfect access to the attractions of Montreal. Each suite at features European-style kitchens with a microwave and refrigerator with free WiFi. Additional features include rooftop swimming pool & fitness center.

The Hotel Le Cantille Suites, located in the heart of Montreal, steps away from the peel metro station, offering perfect access to the attractions of Montreal. Each suite at features European-style kitchens with a microwave and refrigerator with free WiFi. Additional features include rooftop swimming pool & fitness center.

Hotel PUR Quebec

Hotel PUR Quebec, situated in the historic Saint-Roch Quarter, is just minutes away from many local attractions including L’Imperial de Quebec Theatre and Victoria Park. Every room features free Wi-Fi, flat-screen TV and an iPod docking station. Other hotel facilities include an indoor swimming pool, a sauna and a 24-hour gym. American and Asian-inspired cuisine is served in the restaurant, located on-site.

Hotel PUR Quebec, situated in the historic Saint-Roch Quarter, is just minutes away from many local attractions including L’Imperial de Quebec Theatre and Victoria Park. Every room features free Wi-Fi, flat-screen TV and an iPod docking station. Other hotel facilities include an indoor swimming pool, a sauna and a 24-hour gym. American and Asian-inspired cuisine is served in the restaurant, located on-site.

Hilton Garden Inn Ottawa Downtown

The Hilton Garden Inn Ottawa Downtown hotel, conveniently situated in downtown Ottawa, is steps from Parliament Hill with subway transportation at the hotel's front door for easy access to many points of interest. Each guest room features a desk, 47-inch HDTV with premium channels and oversized windows flood the room with sunlight. WiFi is free, and there is a mini-refrigerator, microwave and coffeemaker for your convenience. Additional features include a complimentary fitness center, heated indoor pool & evening room service.

The Hilton Garden Inn Ottawa Downtown hotel, conveniently situated in downtown Ottawa, is steps from Parliament Hill with subway transportation at the hotel's front door for easy access to many points of interest. Each guest room features a desk, 47-inch HDTV with premium channels and oversized windows flood the room with sunlight. WiFi is free, and there is a mini-refrigerator, microwave and coffeemaker for your convenience. Additional features include a complimentary fitness center, heated indoor pool & evening room service.

Mount Royal Hotel

Perfectly situated downtown in the very heart of Banff, this historic hotel has been situated here since 1908.

Warm, relaxed rooms and suites benefit from a desk area, complimentary high speed Wi-Fi, mini-fridge, kettle and coffee machine, smart TV, hairdryer, safe and iron. Additionally the hotel boasts a library, and roof top lounge with outdoor hot tubs.

Perfectly situated downtown in the very heart of Banff, this historic hotel has been situated here since 1908.

Warm, relaxed rooms and suites benefit from a desk area, complimentary high speed Wi-Fi, mini-fridge, kettle and coffee machine, smart TV, hairdryer, safe and iron. Additionally the hotel boasts a library, and roof top lounge with outdoor hot tubs.

Rocky Mountaineer - Overnight Kamloops Hotel

Your hotel in Kamloops this evening is arranged by Rocky Mountaineer and will be advised when you board the train.

Your hotel in Kamloops this evening is arranged by Rocky Mountaineer and will be advised when you board the train.

Century Plaza Hotel

A 6-minute walk from Robson Street's upscale shopping and 4-minute walk from Davie Street's restaurants and nightlife. Studios featuring modest furnishings offer kitchenettes and free WiFi. An informal on-site restaurant and lounge serves a menu of International cuisine. There's also a coffee shop with snacks, and a comedy club. A low-key spa offers treatments for a charge. The fitness centre is open 24/7.

A 6-minute walk from Robson Street's upscale shopping and 4-minute walk from Davie Street's restaurants and nightlife. Studios featuring modest furnishings offer kitchenettes and free WiFi. An informal on-site restaurant and lounge serves a menu of International cuisine. There's also a coffee shop with snacks, and a comedy club. A low-key spa offers treatments for a charge. The fitness centre is open 24/7.

Best Western Plus Carlton Plaza Hotel

The 4-star Best Western Carlton Plaza is situated in downtown Victoria.

Hotel facilities include a restaurant and a gym. Bedrooms have private facilities, air-conditioning, safe, hairdryer, complimentary Wi-Fi, tea/coffee-making facilities and a TV.

The 4-star Best Western Carlton Plaza is situated in downtown Victoria.

Hotel facilities include a restaurant and a gym. Bedrooms have private facilities, air-conditioning, safe, hairdryer, complimentary Wi-Fi, tea/coffee-making facilities and a TV.

Pan Pacific Whistler Village Centre


Discover comfort in the heart of Whistler Village at Pan Pacific Whistler Village Centre. Just 290m from the Excalibur Gondola, our all-suite hotel has a heated saltwater pool and mountain-view hot tubs. Enjoy complimentary WiFi, flat-screen TV, and stunning views. Rejuvenate in the cedar sauna or Whistler Day Spa. Embrace the charm, minutes from Whistler Golf Club and the exhilarating Tube Park


Discover comfort in the heart of Whistler Village at Pan Pacific Whistler Village Centre. Just 290m from the Excalibur Gondola, our all-suite hotel has a heated saltwater pool and mountain-view hot tubs. Enjoy complimentary WiFi, flat-screen TV, and stunning views. Rejuvenate in the cedar sauna or Whistler Day Spa. Embrace the charm, minutes from Whistler Golf Club and the exhilarating Tube Park

Century Plaza Hotel

A 6-minute walk from Robson Street's upscale shopping and 4-minute walk from Davie Street's restaurants and nightlife. Studios featuring modest furnishings offer kitchenettes and free WiFi. An informal on-site restaurant and lounge serves a menu of International cuisine. There's also a coffee shop with snacks, and a comedy club. A low-key spa offers treatments for a charge. The fitness centre is open 24/7.

A 6-minute walk from Robson Street's upscale shopping and 4-minute walk from Davie Street's restaurants and nightlife. Studios featuring modest furnishings offer kitchenettes and free WiFi. An informal on-site restaurant and lounge serves a menu of International cuisine. There's also a coffee shop with snacks, and a comedy club. A low-key spa offers treatments for a charge. The fitness centre is open 24/7.

Optional Excursions

Experience even more of your destination by adding one or more optional experiences to your holiday before you set off. Take a look below at the extra trips you can enjoy on this tour

Victoria - Whale Watching in Victoria

Victoria - Whale Watching in Victoria

Vancouver Island is undoubtedly one of the most exciting places in the world to go whale watching. Not only are our boats in constant radio contact with each other giving you the best possible chance to see the whales, but each boat comes complete with its own marine biologist who will give you plenty of interesting facts about these wonderful creatures. Not only do you have the possibility of seeing Orca whales, but you are also highly likely to spot seals and porpoises. Price includes a Wildlife Conservation Fee.

Half Day - Unmissable - A Great Photo Opportunity
Vancouver Island is undoubtedly one of the most exciting places in the world to go whale watching. Not only are our boats in constant radio contact with each other giving you the ...

Read less

Read more

Vancouver - North Shore

Vancouver - North Shore

Take the opportunity to visit Vancouver’s oldest tourist attraction - the Capilano Suspension Bridge. The bridge stretches 450ft across and 230ft above Capilano River. Cross to the other side and there’s an eco-friendly walk in the treetops waiting for you to conquer. There is also a spectacular cliff side walk, looking down onto the Capilano River as you wind your way through the rain forest, as well as the full history and photos on display.

Appreciate the spectacular views of the city below in a cable car to the top of Grouse Mountain, the ‘Peak of Vancouver’, where there is also plenty to do. In summer months the city’s winter ski area is transformed into a summer activity centre. Visit the mountain’s two resident grizzly bears - Grinder and Coola, the Theatre in the Sky, and several activities.

Half Day - Moderate walking - Great Experience
Take the opportunity to visit Vancouver’s oldest tourist attraction - the Capilano Suspension Bridge. The bridge stretches 450ft across and 230ft above Capilano River. Cross to the...

Read less

Read more

Banff Gondola

Banff Gondola

Ride to the top of Sulphur Mountain to experience a stunning bird's eye view of the surrounding mountain ranges. Experience breath-taking views from one of several observation decks where you will have views of the Banff Springs Hotel, Bow Falls and keep your eyes peeled for the bears that roam in this area.

Ride to the top of Sulphur Mountain to experience a stunning bird's eye view of the surrounding mountain ranges. Experience breath-taking views from one of several observation deck...

Read less

Read more

3 Sisters Peak Helicopter Flight

3 Sisters Peak Helicopter Flight

For 25 minutes, your adventure will take you between the Three Sisters Peaks - Hope, Charity and Faith - as you spectacularly escape to the Spray Valley. Along the way, you will see the magnificent Goat Ranges where you can observe the radiant aqua-turquoise colours of the Spray Lakes and rugged peaks of the Rockies. Your return flight will provide views of Wind Ridge and the Bow River as it meanders back towards the town of Canmore.

Please note: There is a limited availability for this optional excursion and we recommend pre-booking prior to your departure date. On tour bookings will be based on availability on the day.

25 minute flight – Easy - Not to be missed
For 25 minutes, your adventure will take you between the Three Sisters Peaks - Hope, Charity and Faith - as you spectacularly escape to the Spray Valley. Along the way, you will se...

Read less

Read more

  1. Travelsphere Cares

    When you book this holiday, you are helping us support the Squamish Lil’wat Cultural Centre. The centre aims to share their cultural knowledge and inspire understanding of the Lil’wat and Squamish Nation cultures, as well as provide youth in the region with opportunities to train in the hospitality industry through the on-site museum and cultural tours.

Further Information

Deposit information

When you book a holiday, you will be asked to pay a deposit, this will be made clear at the time of booking. In most cases we will charge the following deposit amount;

  • European Holidays - £200 Per person
  • Worldwide Holidays - £250 or 10% whichever is the greater
  • Ocean Cruises - £250 or 10% whichever is the greater

On some holidays we may charge a slightly higher deposit, to cover any costs we have to pay immediately to secure your booking with our suppliers. This will be made clear at the time of booking.

If you choose a tour that is within 84 days of departure you will need to pay the full balance when you book.

Our cancellation policy

If you decide to cancel your confirmed booking you must notify us (or your travel agent) in writing, as soon as possible. Since we incur costs in cancelling your arrangements, you will have to pay the applicable cancellation charges up to the maximum shown below.

  • More than 75 days before departure - Loss of deposit only
  • 43 - 74 days - 50% of tour price
  • 29 - 42 days - 75% of tour price
  • 15 - 28 days - 90% of tour price
  • Day of Departure - 14 days - 100% of tour price

Our full cancellation policy can be found in our booking terms and conditions, section 8.

How do I find out Entry and Health Requirements for my holiday?

We have partnered with Sherpa, an on-line self service tool that allows you to search up-to-date information regarding travel entry requirements for all countries and also allows you to apply for eVisas or eTAs via their on-line portal. Just click on this link to find out more – Travel Requirements & Visa Service

You can also refer to the Foreign Travel Advice section on the gov.uk website: Foreign travel advice - GOV.UK (www.gov.uk). Click on your destination and then click on 'Entry Requirements'. For Health Requirements, the Department of Health also offers travellers health advice on www.travelhealthpro.org.uk, click on country information to locate your destination.

It is important to remember that passport, visa and health requirements can change before departure; therefore, we recommend you regularly familiarise yourself with the latest requirements before you travel. If you cannot travel because you have not complied with any passport/entry/immigration requirements, we are unable to accept any responsibility.

For some destinations, it is not always discernable that a visa is required for entry at the border.  For example, for some customers, to travel to the United States, an ESTA may be required. For Canada, an ETA and to India, an e-visa may be needed. Please do check your requirements to avoid any unnecessary cost and delays.

Guided tour holidays you may also like

  1. New England, Canada & New York in The Fall

    Marvel at New England’s glorious fall foliage, explore iconic cities and see the spectacular Niagara Falls.

    • Return flights
    • 12 nights in great quality hotels plus 1 night in flight
    • 3 meals

    14 days from
    £3,999
    was £4,199
    Explore
  2. Grand Tour of Canada & the Rocky Mountaineer

    From east to west, this ultimate trip across Canada takes in all the must-see highlights and includes a breathtaking journey on the Rocky Mountaineer train.

    • Return flights
    • 15 nights in great quality hotels plus 1 night in flight
    • 5 meals: 3 breakfasts, 2 lunches

    17 days from
    £6,274
    was £6,599
    Explore

Prices shown are based on twin occupancy of a double or twin bedded room with private facilities unless otherwise stated. Single occupancy supplements will apply. Travelsphere have made every effort to ensure the accuracy of the hotel images provided on this website and images of room types displayed may vary to those offered on your tour. Therefore due to the possibility of inadvertent errors we do not guarantee their accuracy. Accommodation, airlines used and flight times are subject to change and will be confirmed in your final documents.

Reasons to book with Travelsphere

  • 60 years of touring
  • Expert direction & local flavours
  • Carefully-crafted holidays
  • A service you can count on
  • Book with confidence

100% Protection

All Travelsphere holidays are financially protected via ATOL (flight-inclusive holidays) and financial insurance (non-flight packages). Additionally, all customer money is held in a Trust Fund, governed by independent Trustees. This means your money is 100% protected no matter what.